Cookie Policy
This comprehensive cookie policy ensures compliance with both Kenyan data protection laws and international standards like GDPR, providing users with complete transparency and control over their cookie preferences.
What Are Cookies
Cookies are small text files placed on your device when you visit our website. They help make websites work efficiently and enhance your browsing experience.
How We Use Cookies
At mpesa.co.ke, we use cookies to:
- Ensure proper website functionality and security
- Remember your preferences and settings
- Analyze traffic and usage patterns
- Improve services and user experience
- Comply with legal requirements
- Prevent fraud and maintain security
Types of Cookies We Use
Strictly Necessary Cookies
Essential cookies that cannot be disabled, including:
- Session cookies: Maintain login sessions and secure transactions
- Security cookies: Protect against fraud and unauthorized access
- Authentication cookies: Verify identity during transactions
Functional Cookies
Enable enhanced functionality:
- Preference cookies: Remember language, currency, and settings
- User interface cookies: Remember dashboard layout preferences
Analytics Cookies
Help understand website usage:
- Performance cookies: Collect usage and performance information
- Statistical cookies: Compile website activity reports
Marketing Cookies
Deliver relevant advertisements:
- Advertising cookies: Show relevant ads based on interests
- Social media cookies: Enable social media sharing
Third-Party Cookies
We may use third-party services including Google Analytics, security providers, customer support tools, and payment processors. These parties have their own privacy policies.
Legal Basis for Using Cookies
Kenya Data Protection Act, 2019
- Process necessary cookies based on legitimate interests
- Obtain explicit consent for non-essential cookies
- Ensure transparency in cookie usage
GDPR Compliance (EU Users)
- Obtain prior explicit consent before non-essential cookies
- Provide granular consent options
- Ensure consent is freely given, specific, informed, and unambiguous
Your Cookie Choices and Rights
Managing Cookies
Control cookies through:
- Cookie Settings: Use our preference center
- Browser Settings: Configure acceptance, rejection, or deletion
- Opt-out Tools: Use third-party advertising opt-out tools
Your Rights Include
- Right to consent: Choose which cookies to accept
- Right to withdraw: Change preferences anytime
- Right to access: Know what cookies are used
- Right to object: Opt out of non-essential cookies
Browser Controls
Most browsers allow cookie control through settings. Instructions are provided for Chrome, Firefox, Safari, and Edge, as well as mobile device settings for iOS and Android.
Consequences of Disabling Cookies
Disabling cookies may result in:
- Reduced website functionality
- Need to re-enter information frequently
- Diminished user experience
- Compromised security features
Note: Strictly necessary cookies cannot be disabled as they're essential for security.
Cookie Retention
- Session cookies: Deleted when browser closes
- Persistent cookies: Stored for days to years
- Analytics cookies: Typically 13-26 months
- Marketing cookies: Usually 30 days to 2 years
International Transfers
Cookie data transfers outside Kenya are protected through adequacy decisions, standard contractual clauses, and appropriate safeguards as required by law.
Updates to This Policy
We may update this policy to reflect changes in cookie usage, legal requirements, or service improvements. Material changes will be communicated through website notifications, email, or updated effective dates.
Contact Information
mpesa.co.ke Contacts
- Contact Us: Contacts
- For cookie policy questions or rights exercise
Office of the Data Protection Commissioner (Kenya)
- Website: odpc.go.ke
- For data protection violation complaints
Cookie Declaration
A complete list of cookies, including purpose, duration, and type, is available through our cookie banner or by contacting us.
By continuing to use mpesa.co.ke, you acknowledge understanding this Cookie Policy. Manage your preferences anytime through cookie settings or browser controls.